Online estimates can be a useful starting point, but they don't know the condition of your home, your updates, your lot, or what is happening on your street. I look at recent comparable sales, current competition, location, condition, and local buyer demand to determine a realistic market value for your property.

You don't necessarily need a 20% down payment. Depending on the loan program and your qualifications, there may be options requiring significantly less. You'll also want to plan for closing costs, inspections, and other expenses. I can help you understand the process and connect you with trusted local lenders who can explain the financing options available to you.

Not always. The best strategy depends on your finances, the equity in your current home, available inventory, and how competitive the market is for the home you want to purchase. We'll look at both sides of the transaction and build a plan that minimizes unnecessary pressure and surprises.

Edwardsville, Glen Carbon, Troy, Maryville, Collinsville, Bethalto, Wood River, Highland, and the surrounding communities each offer different housing options, price points, commutes, and amenities. Tell me what matters most to you—your budget, commute, home style, space, and priorities—and I'll help you narrow down the areas worth exploring.